Variable insurance products such as variable universal life or variable annuities can help with additional tax-deferred or tax-free accumulation while at same time giving clients exposure to the growth of the equity and bond markets.
Below is a sampling of our most widely used variable insurance product providers.

• ING
• Jackson National Life
• Security Benefit Group of Companies
• American Skandia
• Conseco
• Hartford Life
• Penn Mutual Life
• Sun America
• Transamerica
• Western Reserve Life

Not FDIC Insured • Value Will Fluctuate • May Lose Principle